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PPF Calculator
Calculate Public Provident Fund returns — tax-free, government-backed investment.
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Yearly Investment (₹)
₹
₹500 (min)
₹1,50,000 (max)
Interest Rate (% p.a.)
%
Current PPF rate:
7.1% p.a.
(Q1 FY 2024-25)
Investment Period
15 years (base period)
20 years (1 extension)
25 years (2 extensions)
30 years (3 extensions)
Deposit Month (for interest calculation)
April 1 (Best — max interest)
July (2nd best)
January
March (Worst — least interest)
Maturity Amount (Tax-Free)
₹0
Total Invested
₹0
Interest Earned
₹0
Wealth Ratio
0x
Year-wise Growth
Year
Invested (₹)
Interest (₹)
Balance (₹)
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💡 PPF Tips
Deposit before 5th of each month to earn interest for that month
April 1 deposit earns maximum interest (full year)
Maturity amount is completely tax-free — EEE (exempt-exempt-exempt)
Partial withdrawal allowed from Year 7
Loan against PPF available from Year 3 to 6
Maximum ₹1.5L/year investment also gives Section 80C deduction
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