Loan Eligibility Calculator
Find out the maximum loan amount you can get based on your monthly income.
Loan Type
Maximum Loan Amount
₹0
Max EMI: ₹0/month
Eligibility by Loan Amount
| Loan Amount | Monthly EMI | Total Cost | Eligibility |
|---|
🏦 Typical Bank Criteria
| Loan Type | Max FOIR | Typical Rate | Max Tenure |
|---|
| Home Loan | 50-55% | 8.3–9.5% | 30 years |
| Car Loan | 50% | 8.7–11% | 7 years |
| Personal Loan | 40-50% | 10.5–24% | 5 years |
| Education Loan | 60% | 8.5–13% | 15 years |
Advertisement
💡 Tips to Increase Eligibility
- Add co-applicant (spouse/parent) — combined income increases eligibility
- Close existing loans before applying — reduces FOIR
- Improve CIBIL score above 750 for lower interest rates
- Opt for longer tenure — reduces EMI, increases eligible loan amount
- Show all income sources — rental income, FD interest, part-time income