RD Calculator

Calculate your Recurring Deposit maturity amount and total interest earned.

Monthly Deposit Amount (₹)

₹

₹100₹1L/mo

Annual Interest Rate (% p.a.)

%

1%20%

Tenure

Yr

Mo

Maturity Amount

₹0

—

Total Deposited

₹0

Interest Earned

₹0

Effective Yield

0%

Monthly Growth Schedule

Month	Deposited (₹)	Interest (₹)	Balance (₹)

💡 RD vs FD — When to choose?

RD: When you want to save monthly from salary — builds discipline
FD: When you have a lump sum to invest at once
RD interest is taxable — TDS applies if annual interest exceeds ₹40,000
Post Office RD: 6.7% p.a. (Q1 2024-25), government-backed safety
Premature withdrawal allowed after 3 months (with penalty)